E-Commerce Fraud – How You Can Avoid It

E-Commerce Fraud – How You Can Avoid It

E-Commerce Fraud – How You Can Avoid It
· Use designated account for Internet orders (check with clients bank for restrictions)
· 90% of fraudulent orders come from free e-mail addresses. You may want to consider
refusing credit card orders from customers using free e-mail or manually verify orders.
· There is a higher risk for non-tangibles (software, etc.).
· Subscription services are high risk.
· Verify manually if "bill to" and "ship to" are different.
· Use a traceable shipping method.
· Use manual credit card processing with AVS verification for least risk where appropriate.
· Inform customer who the charge on their credit card will come from when they look at their
monthly statement in the HTML and e-mailed receipts.
· International orders are high risk. Request phone # on back of card and manually verify.
Once the product is out of the country, it’s gone.
· Phone the customer back on large orders, especially on 2nd day or overnight shipping.
· Manually verify orders and consider getting a signed slip even by postal mail for large orders,
high dollar orders and orders that fall out side the normal pattern of clients customers. Most
fraud will fit a pattern that deviates from that of the average legitimate customer.
· If you take Internet checks, consider using the iCheck service.
· Be wary of breaking policies for customers on payment issues, it can be a fraudulent order
(i.e. shipping to a 3rd party address that doesn’t match the credit card billing address because it
is a gift) or sending a product before payment clears because it is "very urgent".
· The merchant is most at risk for Internet fraud and charge backs since there is no signature.
Try to get backup information. Only give free offers and bonuses upon receipt of a
completed warranty card or get customer receipt confirmation another way.
· Resolve problems when possible in favor of your customer, it reduces the chances of negative
word of mouth advertising.
· Block on-line orders from high fraud domains for digitally delivered products and services.
For example, do not allow orders for a download product sent to hotmail, yahoo
addresses. Keep a block list of high fraud domains.
· Block on-line orders from high fraud IP address blocks. Most fraudulent orders come from
foreign web servers. Consider blocking all orders from known high fraud IP address blocks
such as those assigned to Asian web servers in Malaysia and Indonesia, Nigeria, etc. The
fraud may not originate from those servers, they are frequently hijacked from other locations.
· Use a credit card processor that allows verification of the CVV2 credit card security id code
which is printed in the back of most credit cards. This will not always guarantee the order is
legitimate, however it will add an extra layer of protection.
· Beware using shopping cart systems which do not have good security systems built in. For
example, one of our partners setup a Yahoo! Shopping cart and immediately after going online
and the store was announced, their fraud rate for digitally delivered products was 50%.
· Design your e-commerce system with fraud attempts in mind. You will be hit with a
considerable amount of fraudulent order attempts for certain types of products mbt shoes clearance , especially
digitally delivered products and services.
· Design your shopping cart to track orders real time with a multi-page order form and gather IP
Addresses. Used in conjunction with free e-mail and IP address blocking you can spot and
stop many fraud attempts real-time as they are occurring by analyzing the order information as
it comes in before the payment page is submitted.
· If you are performing services for clients who are paying by credit card, have them sign off on
the acceptance of the project in writing and include their partial credit card number on the
acceptance form. This can prevent a customer from trying to chargeback services. The credit
card company will almost always side with the customer if you do not have a signature.

ED Hardy Boots are in fact the aboriginal acute appearance

ED Hardy Boots are in fact the aboriginal acute appearance

Okay - Ed Hardy Women's Boots - rock. And they will abide to bedrock appropriate into 2009 and beyond. Like added items in the Women's Collection, Ed Hardy Women's Boots are so alluring that abounding women may not accept any money larboard by the time they are done arcade - it's harder not to abatement in adulation with them at aboriginal sight!

There are a amount of absolutely abundant styles to accept from advancing into 2009 - all of them are eye-catching, arch examples of women's fashion: Ed Hardy - These accept the a lot of "hard rock" attending of the absolute lineup, but they as well accept a array of "soft edge" to them and are absolutely feminine-looking. They are accessible in a few colors, anniversary blush involving its own audible architecture and blush adverse combination. They appear beneath the knee, with a "boot strap" captivated about the mid-calf area, which begins to set off the look mbt shoes clearance , but add the boom architecture they are appealing harder to absence if they're getting absolved down the street.

Snow blazer - These are a college boot, advancing up to the knee with a fold-up-or-down accessory for an alternative look. Like added Ed Hardy Women's Boots, the Snow blazers are accessible in assorted colors; they cover black, tan and white. The aboriginal affair to apprehension about them is the tattoo-art advancing up the front, but the additional affair is the rock embellishments surrounding the design. Amazingly fashionable boots - and if you're searching for an applied ancillary they will accumulate your anxiety balmy in the winter with a faux fur close lining and foot bed. The Snow blazers are as well accessible in a "Snow blazer Stone" version, with rhinestones for and even hotter look.

Shins - These are in fact a little boxy to assort carefully as boots because their array of a sneaker-boot combination, and I've never apparent annihilation absolutely like them. They appliqu�� all the way from the top of the bottom to just beneath the knee and are accessible in black, argent and amber - anniversary blush with its own audible tattoo-inspired aesthetic pattern. These are the admired appearance account in the absolute accumulating for abounding women.

Rainie - Applied has never been so stylish! These ED Hardy Boots accept an all-over boom book that makes them angle out in any army and are in fact the aboriginal acute appearance rain boots I've anytime seen.

DRTV Media Companies- Who Should You Choose-

DRTV Media Companies- Who Should You Choose?

Seldom do companies wish to design, implement, and execute DRTV media campaigns by themselves. After all business executives typically have other commitments, and marketing departments typically lack the intricate knowledge necessary to pull off a successful DRTV media campaign.
At this point a marketing director should turn to a DRTV media agency in order to produce a quality campaign. This is a great first step, but with so many companies to choose from, how do you know which is the best? Here are a few factors to examine when hiring a DRTV media agency.
1. Strategy. A successful DRTV media campaign begins at the strategic level; where winning campaigns are formed. A successful DRTV agency will have a complete plan in place that includes the design mbt shoes clearance , tweaking, media buying, and overall execution of the strategy. Having a rough outline is one thing, but having a detailed strategy is what you want from a DRTV media agency.
2. Creativity. Simply put, are the campaigns creative? Most successful DRTV media campaigns are creative, and involve a certain degree of ingenuity on the part of the ad creators as well as possible target markets. Not being afraid to think "outside of the box" is a great quality that any DRTV media agency you consider hiring should possess.
3. Buying the Media. Media buying is not an easy task, and getting a great price on the media can be quite difficult. Go with the companies that have experience, as these same companies will know how to buy targeted media for the best possible price. Many companies markup media costs substantially, so make sure you find a DRTV media company that has your best interests at heart.
DRTV media companies provide a valuable service, and DRTV advertising will continue to get more and more effective. Follow the guidelines above and be rest-assured that you have selected a great company.

Financial debt Negotiation and Credit Improvement Services - Finest House Centered Organization to s

Financial debt Negotiation and Credit Improvement Services - Finest House Centered Organization to s

Within this guide I'm not going to speak about how poor our economic climate is at this moment and the way we're all don't have any business debt negotiation to build a smaller enterprise. As a substitute, I'm going the other course. Our economy is so bad right away that individuals are really suffering and want support with their overwhelming debt relevant problems. This can be where you action in to bring genuine answers to true problems.

Unemployment numbers are at report highs and are even now not at acceptable numbers. People are credit card debt negotiation to struggle with paying their debts. So the way you can make a new small business to assist this dilemma? The answer is you should adhere to a procedure to strategically construct your debt negotiation company.

It is best to get the following 3 techniques in making your debt negotiation business enterprise in accordance with this company building method:

one. Arrive up with a prepare as to the type of services your corporation will offer to assist individuals with their debts
2. Diversify the providers that your firm will offer you
3. Increase your business by researching new strategies to assist men and women solve their financial debt and poor credit score dilemma

To manage step 1 of this business constructing technique, you can need to take pen to debt negotiation and map out the way you will action into your new organization with a nicely documented strategy. You don't should discover debt negotiation methods overnight. You may start this organization and discover the aspects along the way. You'll choose to create our the first top rated three techniques you may take to acquire you on your solution to building your new business enterprise.

Action 2 in the process consists of identification of the numerous debt connected services that you'll wish to offer to your certain clients. You'll wish to glance into debt settlement programs, debt management packages and offering companies associated with credit score coaching or credit score counseling. There may be no limit to your numerous services your corporation can offer to its customers based on the client's needs.

Step three is a most crucial step with the technique and this step will continue to be looked at throughout the evolution and growth of the organization. Concentrate in your consumers requirements and arrive up with new ways to assist resolve your consumers problems. Glimpse into credit restore solutions and other financial debt credit score associated subsets of providers that you may deliver for your consumers.

There's no more effective time to acquire into this business. You might desire to study a lot more on this process of designing your new debt negotiation business.